New York Insurance Guide
Home insurance in New York just got harder
Carriers are pulling back. Premiums have climbed sharply. Non-renewal notices are more common. Insurance Guide NY explains what's happening and what to do about it.
Start with Long Island →Home insurance
Non-renewals, premium increases, and what to do when the standard market gets difficult.
Flood insurance
Your homeowners policy doesn't cover flood. Here's what Long Island homeowners need to know.
Flood risk map
FEMA flood zones across Long Island, by town, by ZIP, by coastal exposure.
Insurance Guide NY provides general information only. We are not an insurance carrier, agency, or broker. Verify all coverage details with a licensed New York insurance professional.